G07People & HR

AI advance and loan tracker for small business Advance and loan tracker. Tracks staff advances and recovers them through payroll.

  • 5 tasks
  • 2 it does alone
  • 3 need your OK

Sample of the agent's work, drawn from its real task list.

01In plain words

How the AI advance and loan tracker works

The AI advance and loan tracker is an Autowhat agent for small businesses that tracks staff advances and recovers them through payroll. It does 5 defined tasks — 2 on its own and 3 only after the owner's OK — in Sheets, payroll inputs.

1

It starts when…

  • Advance request
  • Payroll
2

It does the work

  • Check limits and outstanding balances
  • Schedule recovery instalments
3

It asks you before…

Every advance

02Every task

5 tasks, each one marked.

  1. Record advance requests with reasonNeeds your OK
  2. Check limits and outstanding balancesDoes it alone
  3. Prepare approval requestsNeeds your OK
  4. Schedule recovery instalmentsDoes it alone
  5. Feed deductions to payrollNeeds your OK

Works in

  • Sheets
  • payroll inputs

Alerts you when

  • Advance exceeds two months' salary

You'll know it's working by

Outstanding advances

Who it is for

Businesses that give salary advances

Takes over routine work from

Accounts time

03How much it may do

Safe by design, in two plain labels.

Autonomy · L2

Acts on your approval

It does the work and waits for your yes before anything goes out.

Risk · R4

Money and statutory

It touches payments or government filings, so it always prepares and waits for your OK.

Every agent also reads back actions, keeps an audit log, asks when unsure, learns from your corrections, reports in the daily briefing and stops on the kill switch.

FAQAI advance and loan tracker

Quick answers

What does an AI advance and loan tracker do?

The AI advance and loan tracker is an Autowhat agent for small businesses that tracks staff advances and recovers them through payroll. It does 5 defined tasks — 2 on its own and 3 only after the owner's OK — in Sheets, payroll inputs.

What does the AI advance and loan tracker ask me before acting?

It asks before: Every advance. It reads the action back in one message and waits for your yes; routine steps run within the limits you set.

Which apps does the AI advance and loan tracker work in?

It works in Sheets, payroll inputs. No new software is needed; it uses what the business already has.

Who is the AI advance and loan tracker for?

It is built for businesses that give salary advances. It takes over routine work from accounts time, while people keep the judgement calls.

Does the AI advance and loan tracker run on a phone?

Runs today on Autowhat's Android agent (early access), on a business phone. See the Android X page for how the phone agent works.

05Hire it

Put the AI advance and loan tracker to work. We set it up in your apps.

A 30-minute working session: an engineer maps this agent to your phone, WhatsApp and the apps it needs, and agrees what it must ask you before.