It starts when…
- Invoice due
- Overdue ageing
- Bank credit
D03Finance & accounts
AI collections agent for small business Collections agent. Chases receivables politely and persistently and posts receipts.
- 7 tasks
- 2 it does alone
- 5 need your OK
10:425G
CCollections agentWorking · D03
⚡ Invoice due
✓Send tiered reminders with invoice and UPI link
✓Escalate long overdues to the owner
10:41 amNEEDS YOUR OKBuild the daily outstanding list from ledgers
ApproveChange
🔔 Alert to the ownerCheque bounce10:42 am
Message Collections agent
Sample of the agent's work, drawn from its real task list.
01In plain words
How the AI collections agent works
The AI collections agent is an Autowhat agent for small businesses that chases receivables politely and persistently and posts receipts. It does 7 defined tasks — 2 on its own and 5 only after the owner's OK — in Ledgers, UPI payment links, WhatsApp.
It does the work
- Send tiered reminders with invoice and UPI link
- Escalate long overdues to the owner
It asks you before…
Settlement discounts, legal notices
02Every task
7 tasks, each one marked.
- Build the daily outstanding list from ledgersNeeds your OK
- Send tiered reminders with invoice and UPI linkDoes it alone
- Call on the agreed day with a polite scriptNeeds your OK
- Record promises to pay and follow up on the dateNeeds your OK
- Match incoming credits and post receiptsNeeds your OK
- Escalate long overdues to the ownerDoes it alone
- Send the weekly ageing reportNeeds your OK
Works in
- Ledgers
- UPI payment links
- call bridge
- bank (read-only)
Alerts you when
- Cheque bounce
- broken promise
You'll know it's working by
DSO, collected per month
Who it is for
Distributors, B2B suppliers, transporters
Takes over routine work from
Accounts executive
03How much it may do
Safe by design, in two plain labels.
Acts within your limits
It handles routine cases on its own and asks you about anything outside the limits you set.
Commitments
Its work can commit you to a customer or supplier, so those steps are read back first.
On the phone
Runs today on Autowhat's Android agent (early access), on a business phone. How the phone agent works →
Every agent also reads back actions, keeps an audit log, asks when unsure, learns from your corrections, reports in the daily briefing and stops on the kill switch.
FAQAI collections agent
Quick answers
What does an AI collections agent do?
The AI collections agent is an Autowhat agent for small businesses that chases receivables politely and persistently and posts receipts. It does 7 defined tasks — 2 on its own and 5 only after the owner's OK — in Ledgers, UPI payment links, WhatsApp.
What does the AI collections agent ask me before acting?
It asks before: Settlement discounts, legal notices. It reads the action back in one message and waits for your yes; routine steps run within the limits you set.
Which apps does the AI collections agent work in?
It works in Ledgers, UPI payment links, WhatsApp, call bridge, bank (read-only). No new software is needed; it uses what the business already has.
Who is the AI collections agent for?
It is built for distributors, B2B suppliers, transporters. It takes over routine work from accounts executive, while people keep the judgement calls.
Does the AI collections agent run on a phone?
Runs today on Autowhat's Android agent (early access), on a business phone. See the Android X page for how the phone agent works.
05Hire it
Put the AI collections agent to work. We set it up in your apps.
A 30-minute working session: an engineer maps this agent to your phone, WhatsApp and the apps it needs, and agrees what it must ask you before.